The Teach & Retire program has helped over 3,100 public school employees with their pension and retirement benefits. For your and our safety and confidentiality, we can meet with you via Zoom or other web-conferencing software. Our volunteers can answer your questions, help you with basic paperwork, and avoid risky, high fee retirement plans. Thank you for helping our children.

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WHAT SHOULD YOU DO? - Many teachers lost a lot of their life savings during the Covid-crash. We help them figure out (a) how much they lost, (b) how long it will take to recover that money, and (c) whether or not they are eligible for accounts that are protected from stock market volatility. UPDATE - A new policy is available that gives a retirement Bonus of 8-10% on new money put into this kind of protected account. This bonus is added to your account from day 1 and up to 7 years. This special account has ZERO stock market risk and ZERO fees. Schedule a zoom meeting with Steve to see if you are eligible here.



Many "retirement" salesmen who come into schools only do large group meetings at lunch. Administrative staff often have to field incoming phone calls, reserve space and pass out flyers. Representatives push products.

We are different.

Our on-on-one meetings are private and conveniently held throughout the day around your schedule. We send emails directly to staff and use an easy online scheduling system for appointments and reminders. During the Covid crisis our meetings are held via Zoom or phone. 87% of the time we simply answer questions or help staff with paperwork. 13% of the time we get into more complex discussions of retirement options. Teachers have provided hundreds of testimonials we can share with you. Just a few are on the "What People Say" page.

Program Details


The Teach & Retire Program was created by IvyWest Financial firm owner Sam Ingersoll and Steve Carter to thank and support teachers. Steve, Director of Research & Analysis, has been helping school employees and their families for over 35 years. The program is subsidized by the affluent clients of IvyWest Financial, a firm focusing on Retirement Income Planning which includes tax minimization, life insurance, 401(k) analysis, and estate planning. Our Co-founder Frank DeLuccia, a CPA and financial planner, passed away in 2018 but we keep this video to honor his memory and articulate our values.

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Right now, Steve is working with school staff at the Barrington, Bayonne, Boonton, Camden, Gloucester, Monroe, Morrisville, Pennsauken, Pine Hill, Trenton, Willingboro, Winslow, and Woodbury School Districts in New Jersey.

The pilot program in NJ has been so successful, we are expanding into Pennsylvania, North Carolina, Maryland, Ohio, Illinois, Tennessee, Florida, California, and a few other states. Contact Steve Carter immediately if you are interested in your school district participating in the program.

If you are a CPA, CFP, Financial Planner, Insurance or Investment Advisor with high ethical standards who wants to help up to 8 teachers per day with their retirement issues including 403(b) planning, contact Sam Ingersoll.

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