TEACH & RETIRE PROGRAM DETAILS

WHAT

The Teach & Retire Program provides pension, retirement, and financial education and assistance to school employees. Confidential, one-to-one meetings between school staff, teachers and program representatives are usually held on school property and during school hours to ensure teachers are able to attend them.

Top 7 concerns addressed at these meetings include:

1. How much will my pension pay me when I retire?
2. Can you help me with pension paperwork?
3. What is the Social Security Offset and how much will it reduce my income?
4. Are my 403(b) plans appropriate and do they contain excessive fees?
5. What are the tax benefits of my policies and what happens if rates change?
6. What happens to my pension and retirement savings if the stock market crashes?
7. How much will taxes take from my income?

WHO

Volunteers include Certified Public Accountants, PFS, CFPs and others with dozens of years of experience who are licensed to discuss topics including pensions, taxes, 403(b) plans, insurance and investments.

WHY

People who educate our children deserve our support. Public school funding and public employee pensions are under attack. Deregulation of the financial services industry will weaken consumer protections.

Educators are already a poorly served population as described in the New York Times article “Think Your Retirement Plan is Bad? Talk to a Teacher” and the consumer advocate website www.403bwise.com.

HOW

Once a year, a limited number of appointments are made available to staff at select school districts. Contacted by email, school staff can schedule an appointment using our convenient online system which will also remind them, allow them to reschedule or cancel. Volunteers are available to meet at schools during lunch, prep, breaks, and after school which are the most convenient times for teachers.

Some school districts only allow representatives of approved companies to meet with staff on school property. In these situations our volunteers usually contract with those companies to ensure access and/or meet off-campus in nearby locations.

WHEN

A limited number of openings are available to School Districts depending on the availability of volunteers in the area.

If you would like your school to participate please contact us. If you are a school employee that would like to participate, please click the Schedule Appointment button, and share this information with anyone who might benefit from it.